What Saint Clare’s can offer you

Few careers are more demanding than healthcare. For those who give so much of themselves in support of our mission and vision to create healthier communities, Saint Clare’s gives back as much as possible.

Not only do we want all employees and their families to enjoy good health, we want them to have affordable health care and the security of savings when they retire.

That’s why we offer a benefits program that includes affordable health care, wellness programs, retirement savings options, tuition reimbursement, and more.

Here are some key features of benefits at Saint Clare’s. For more detailed information, click here for the CHI Benefits at a Glance booklet.

Medical Coverage
Dental Plans
Vision Plan
Life Insurance
Disability Coverage
Flexible Spending Accounts
Planning for Retirement
Tuition Assistance
Time Off

Medical Coverage
Saint Clare’s provides comprehensive medical and prescription drug coverage through Blue Cross Blue Shield or QualCare PPO plans.

• Individual and family coverage.
• Extensive network of physicians, hospitals, and pharmacies across the country.
• A number of benefit options, with a range of copay, deductible, and out-of-pocket expense levels.
• Additional savings on care provided by Saint Clare’s or at a CHI facility.

Dental Plans
Two options are available, both administered by MetLife. Both offer:

• Individual and family coverage.
• Open access to any dentist or orthodontist in the US.
• 100% payment for preventive and diagnostic services.

The PPO option also offers an enhanced benefit when care is provided by a dentist in the MetLife network.

Vision Plan

• Available for employees and dependents.
• Coverage for vision exams, contacts exams, frames, and lenses (a $15 copay and maximum allowances apply).
• Enhanced benefit for in-network care.

Life insurance
Saint Clare’s offers two options for Life and Accidental Death and Dismemberment (AD&D) insurance:

• Basic Life and AD&D is available at no cost to employees, with coverage up to one times an employee’s base pay.
• Supplemental Life and AD&D. In addition to basic coverage, employees can also purchase added insurance for themselves, their spouses, and their children at a group rate.

Disability Coverage
The Short-Term Disability Plan provides replacement income if sickness or injury prevents an employee from working scheduled hours. Long-term disability coverage, available to all full-time employees, provides monthly benefits for continued disability (past 120 days) due to illness or injury. Eligibility starts the first of the month following 90 days of employment.

Flexible Spending Accounts
Two Flexible Spending Account (FSA) options allow you to set aside tax-free dollars to pay for out of pocket health care and dependent care expenses. Saint Clare’s offers:

• Medical expense accounts with a maximum annual contribution of $3,000.
• Dependent care accounts with a maximum annual contribution of $5,000.

Planning for Retirement
It’s never too early to start thinking about retirement—even for employees just starting out. Saint Clare’s and Catholic Health Initiatives help employees make the most of their retirement goals. Each year, a contribution of 5% of annual eligible pay, which increases up to 10% based on years of service, is made to the employee’s retirement account based on years of service.

Employees earn interest on account balances and one year of vesting is accrued for each calendar year in which the employee works at least 1,000 hours. After five years, employees are fully vested in the CHI Retirement Plan account. For the sliding scale of contribution percentages, refer to the Employee Handbook.

Additionally, employees can take advantage of Saint Clare's Employee Savings Plan, a 403(b) plan which enables employees to save for retirement now and pay taxes later by investing a portion of their eligible pay in the plan.  The plan offers a wide array of investment options.

Tuition Assistance
Saint Clare’s encourages employees to advance their careers by expanding their knowledge.

• For full-time employees, we provide reimbursement up to $4,000 per fiscal year.
• Part-time employees can receive up to $2,000 per fiscal year.

Time off
As part of our commitment to supporting employees in maintaining a healthy work/life balance, Saint Clare’s offers a generous Paid Time Off (PTO) policy.